ACI Roofing and Exteriors
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    Roofing contractor inspecting storm damage
    Storm Damage Documentation

    Storm Damage Roof Inspections & Repair

    We work with all insurance carriers and are recommended by many popular insurance agencies in the Metro St. Louis area.

    If you've recently had damage to your roof, you may be wondering whether or not you should file an insurance claim. The truth is, it depends on the extent of the damage and your insurance policy. Start with a free roof inspection so you know what's damaged before you file.

    At ACI Roofing and Exteriors, we are committed to making the process as efficient and straightforward as possible. We inspect your roof, document every area of storm damage with photos, and provide a detailed estimate you can share with your insurance company. We explain each step of the process and can meet your adjuster on-site to walk through the roof scope.

    Storm damage experts from ACI Roofing and Exteriors assisting homeowner with insurance claim in St. Louis MO

    What is a Roofing Claim?

    A roofing insurance claim is a request for reimbursement from your insurance company for damages to your roof. Insurance companies typically provide coverage for roofs damaged by severe weather conditions such as tornadoes or hail storms.

    To file a claim, you will need to provide documentation of the damage as well as proof of ownership. Filing a claim can save you thousands of dollars in repair costs and prevent further damage.

    Why File a Claim?

    • Save thousands of dollars in out-of-pocket repair costs
    • Insurance often covers the entire cost of replacement
    • Prevent further interior damage to your home
    • Get clear photo documentation and a detailed estimate of the damage

    Process for Filing a Claim

    01

    Inspect & Report

    Inspect your roof after a storm and report damages to your insurance company promptly.

    02

    Adjuster Visit

    An insurance adjuster will inspect your home and create a report assessing the damages.

    03

    Review Report

    The company decides if the roof needs minor repairs or a full replacement based on the report.

    04

    Expert Evaluation

    Contact ACI for a FREE evaluation so you know exactly what's damaged before you file.

    Save Time & Hassle
    Detailed Photo Documentation
    Clear Next Steps
    Accurate Estimates
    Stress-Free Process
    Meet Your Adjuster On-Site

    Should You Get an Inspection First?

    Filing an insurance claim can be stressful and time-consuming. A professional roof inspection first gives you clear photos and a detailed estimate, so you and your adjuster are working from the same facts.

    Hiring a specialist saves you time and hassle. We know how to deal with insurance companies and what information they need. With our help, you can focus on restoring your life to normal after a storm.

    Contact Your Local Specialists Today!

    ACI Roofing and Exteriors are experts in roofing and storm damage. We use the same software that most insurance companies use to itemize roof damage, which allows us to create comprehensive roofing estimates. Our team will explain what we found, answer your questions, and give you a report you can share with your insurance company.

    With ACI Roofing and Exteriors, you'll have a detailed, photo-documented damage report to share with your insurance company. Give us a call today at 636-294-3826to schedule your free inspection.

    Knowledge Base

    Roofing and Storm Damage Insurance FAQs

    Answers to common questions about storm damage and the insurance claim process. At ACI Roofing and Exteriors, we understand that dealing with storm damage insurance claims can be overwhelming. Let's explore and discover the answers you're looking for!

    No, it is not, and it could lead to insurance fraud. Paying your deductible is a crucial part of the insurance process and ensures that you fulfill your contractual obligations.

    No, there is documentation and a process involved. A certificate of completion needs to be obtained to initiate the recoverable depreciation process.

    No, this would be considered insurance fraud. Submitting fictitious bills or inflating the costs to the insurance company is illegal and can result in prosecution.

    Every insurance company has its own timeline, but typically you have up to two years to file a claim. However, it is important to address storm damage promptly to prevent further interior damage and potential issues like mold growth and damaged plywood, which may not be covered by insurance.

    While it is not necessary, it is highly recommended. A roofing company experienced with insurance-funded work knows how to document the full scope of damage with photos, follow proper codes, and process recoverable depreciation correctly. They can also meet your adjuster on-site to walk through the roof scope. You still deal directly with your insurance company, but having clear documentation helps ensure the entire scope of damage is covered, avoiding partial roof repairs or patches that could affect the resale value of your home.

    If you have any additional questions or need further assistance, our team at ACI Roofing and Exteriors is ready to help. We have extensive experience with storm damage and insurance-funded roofing projects, and we're here to explain the process. Your satisfaction and peace of mind are our top priorities.

    Trust ACI Roofing and Exteriors to be your reliable partner in protecting and restoring your home.

    Get Started

    Protect Your Home. Schedule Your Free Inspection.

    Fill out the form or give us a call. We typically respond within minutes during business hours to schedule your inspection.

    Office Location
    1456 Triad Center Dr B
    St Peters, MO 63376, USA

    Request Inspection

    Call (636) 294-3826Free Inspection